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What a Litigation Lawyer Does

What a Litigation Lawyer Does

If you are facing a civil matter, you may need the assistance of a skilled litigation lawyer to help you through the process. Whether you simply have a few questions or concerns regarding your matter, or you need representation in court, you should schedule a consultation with one of these professionals in your area. Your case may involve a breach of contract, fraud, real estate matters, or business disputes. Not all cases are alike, and your situation may be very complex. So, what exactly will a litigation lawyer be able to do for you?

An attorney in this field works with lawsuits. These professionals concentrate specifically on taking cases to court. They can often settle these cases before they even reach the court, but in most situations, they will be responsible for arguing on the behalf of their clients in court. Some attorneys work on criminal litigation, while others work on civil cases. One of the most common types of civil case is personal injury. Personal injury attorneys represent clients who were injured on the job, or due to another party’s negligence. If you were injured because of another person’s careless actions, a personal attorney can help you to hold the responsible parties accountable.

Once you have hired a litigator to represent you, the professional will typically evaluate your case to determine whether or not you are eligible to file a lawsuit, if you are the plaintiff. If you are the defendant, the attorney will investigate possible evidence for your defense. In both cases, the investigation may include getting together evidence in the form of documents or statements from witnesses. In most scenarios, the attorneys will work to resolve the matter before going forward with the lawsuit. Most civil matters are resolved before ever going to court.

If you are not able to reach a settlement, your case will go to trial. During the period before the trial, your litigation lawyer will consult with you, speak with witnesses, and start developing a strategy for your case. The attorney will argue your case at trial by presenting a detailed narrative of your side through evidence, examining witnesses, and other facts. Your attorney will also deliver an opening statement and a closing statement.

A reliable litigation lawyer must be able to easily communicate with clients and articulate ideas well. This can be a stressful time for many clients who must be in court, facing possible fines or even jail time, so it is essential that the attorney is able to calmly and confidently work with the client.

In need of a litigation lawyer, Kalamazoo, MI? We have the experience you’re looking for. Please visit our website for more information at .

Personal Injury Lawyer Responsibilities

Personal Injury Lawyer Responsibilities

A personal injury lawyer is a professional who provides legal representation for individuals or a party of individuals who may have been wronged or injured by an entity which may be a person or a company, among others. These attorneys should be well versed and especially knowledgeable in tort law, which has a lot to do with damages to the rights, properties and reputation of a person.

Attorneys who specialize in this field of law are actually educated and trained in pretty much the same way as others. The difference is that they specialize as a personal injury lawyer and they accept cases which are specifically focused here, including those in work injuries, medical malpractice, accidents and many more. In most of these cases, they seldom go to trial and are in fact settled amicably by both parties. In spite of this, these attorneys can also go to trial.

Education and Training

The education and training of a personal injury lawyer starts out the same as any other attorney. The candidates for attorneys attend college and then go on to attend law school for several years and specialize under a firm or a mentor after they graduate and pass the written bar examinations. Passing the bar examination is necessary to be able to practice in the United States of America. In some occasions, a written ethics examination is also given to the lawyers-to-be. Other exams that may be required are multi-state examinations such as the Multi-state Professional Responsibility Examinations, the Multi-state Bar Examinations and the Multi-state Essay Examinations. Their studies do not stop here and they are also required to attend courses, which are called Continuing Legal Education courses that update them regarding the latest laws in and around the country as well as the state they are in.

Responsibilities

The responsibilities of a personal injury lawyer include, but are not limited to, file legal complaints in the interest of his or her client, draft legal documentation, offer legal advice to his or her clients for the current case and to argue cases in court. The attorney should also be held responsible for hearing out the client and evaluating the case before making any decisions. He or she should also research the said cases profoundly in the interest of the client as well as do his or her best to obtain compensation or justice for the wrongs done to the client. Client counseling and given legal advice are just some of the things that the attorney should do for the client.

Other responsibilities that the personal injury lawyer should also stick to are the ethics, which bind them to uphold the law when dealing with cases, which may be controversial or confusing. They are expected to protect their clients while the case is active and to do what they believe to be legally correct in pursuing justice for their clients. They should also have some loyalty and responsibility towards the well being and welfare of their clients while the case is ongoing. Confidentiality is another thing that the attorney should practice while on a particular case.

Can an Immigrations Lawyer help my Case

Can an Immigrations Lawyer help my Case

If you need a trustworthy and reliable immigration Lawyer, Kazmi and Sakata can help. Visit their website and learn about their testimonials and what can they do for you.

Kazmi and Sakata provide the best immigration services in all San Diego, California. One click would allow you to set up a free consultation, and you will be able to get as much help as you need. Have all your questions ready so you can be prepare to start your process.

Immigration has become a major issue in the United States over the last couple of years. Many immigrants are facing uncertain futures. They want to remain in the country but are facing many obstacles. Even some legal immigrants are having trouble getting their visas renewed to stay in this country. When facing immigration issues there are many lawyers in the San Diego area that may be able to help the immigrant’s case.

When facing immigration issues are sure to contact a lawyer with experience in this field, and a San Diego immigration lawyer with free consultation. There are many lawyers in the San Diego area that specialize solely in immigration cases. A lawyer may be able to help a person get a student visa to attend a college or university in the United States. They can also help professionals get a working professional visa so they can work in a trained profession. There also visas that need to be obtained legally for those that want to visit the country for an extended period of time.

There are many family based immigration issues that a lawyer is needed. A person may need help getting a visa to bring their spouse and children to stay with them in the United States. They are going to need assistance with the Adjustment of Status Process to make sure that all the paperwork is filled out completely and accurately. A family may need help with the family unification programs and help keeping a family together and allowing them to stay legally.

If an immigrant plans on staying and living in the United States they are going to need help to become fully legal residence. An Immigration attorney in San Diego can help a person fill out the paperwork and take the proper testing to become a United States citizen. They can also help with naturalization and assist in filling out passport application. In some cases a lawyer may be able to help a person that is in the country illegally. They will listen to the immigrant and help them go about the process of not only staying in the United States but staying in the country legally. Each case is different and will receive personal attention for the lawyer handling the case. When a person or a family is facing immigration issues in the United States they need the assistance of a lawyer to make sure they are in the country legally and can stay in the country as a legal residence.

The attorneys at Kazmi and Sakata Attorneys at Law represent their clients before government agencies across the United States, including the U.S. Citizenship & Immigration Services (formerly INS), the U.S. Department of Labor, the U.S. Immigration and Customs Enforcement, and the U.S. Customs and Border Protection. In addition, the firm’s attorneys represent clients at U.S. Embassies and Consulates around the world.

Car Wreck Lawyer Houston – Type 2 Diabetes – Diabetes And Celiac Disease

Car Wreck Lawyer Houston – Type 2 Diabetes – Diabetes And Celiac Disease

Car wreck lawyer houston 2. Many people diagnosed with diabetes type in their state of development of medical complications as a result of additional. One of these conditions is celiac disease. Which affects about 1 in 250 patients with type 2 diabetes. With the coefficient increases when there is a family history of disease. Although it may not be considered a very serious disease. Car wreck lawyer houston for those who have that there is still cause for concern. Celiac disease, the body mistakenly “foreign matter” is something that identifies it as an extraordinary means. An autoimmune disease. This disorder attacks the small intestine. Creating tiny fingers, line the inner wall of small intestine and out of town the same as the.

You must be a genetic susceptibility to celiac disease. Car wreck lawyer houston and it starts when a person will have an intolerance to gluten. Gluten sensitivity or celiac disease is associated with digestive problems resembling irritable bowel syndrome. Digestive symptoms: recurrent abdominal bloating. Pain, nausea, gas, mouth ulcers. Skin rashes, joint pain. Diarrhea. Car wreck lawyer houston or constipationgluten, is a type of protein that is commonly found in most grains from wheat. Rye, oats and barley. When a person with celiac disease eats something containing gluten. Their digestive system mounts an immune reaction. Which in turn invest in the small intestine. Rather than the lining of the small intestine that absorbs food as it is intended. Car wreck lawyer houston the damaged lining is unable to do so.

Inability to absorb the fast food leads to malnutrition. Celiac disease is very dangerous for diabetics because it affects their blood sugar levels. The disease can cause erratic swings of blood sugar that are typically unpredictable. But it is difficult without diabetes. And to deal with. Car wreck lawyer houston it can be especially worrisome for diabetes. With episodes of both hypoglycemia and hyperglycemia. Which occurs. Usually, if a previously diagnosed with celiac disease. These episodes will not be directly associated with celiac disease. The presence of the disease can often go unnoticed for years. Car wreck lawyer houston because the symptoms resemble other conditions. Is often misdiagnosed. If the individual does not have a tendency to experience digestive problems. Then it makes diagnosis even more unlikely. Treatment of celiac disease or gluten sensitivity is adapted to gluten-free diet. But it would be difficult. Especially in a diabetic already closely monitoring their food choices. car wreck lawyer houston now, celiac disease was introduced. There are products that are closed. While certain foods are supposed to be avoided by people with type 2 diabetes. Which often eat anyway. But with celiac disease. There is a whole new reason to avoid them. It is important that your doctor check to see whether in fact you have gluten sensitivity. This is a simple blood test performed. Knowing this will help you plan meals around it and eliminate unnecessary complications that come with a lot of gluten. With a gluten-free diet. Antibody levels come down. Fewer antibodies will mean less inflammation and less pain and misery.

car wreck lawyer houston to discover the answers to the questions you should be asking about type 2 diabetes, click on this link. This link treatmentsclicking natural 2 diabetes. Solutions to learn more about the type of diabetes. Beverleigh piepers rn. Diabetes detective. Beverleigh piepers the author of this article. This article may be used for reprint on your website provided all the links in the article is fully and actively.

Best Legal Steroids For Sportspersons

Best Legal Steroids For Sportspersons

The best legal steroids often comprise herbal constituents which can be obtained even without a medical prescription. Legal steroids do not have harmful side effects like most anabolic steroids which may cause hormonal imbalance and liver toxicity. However, muscle growth is accelerated even by legal steroids. This is actually a great boon, especially for sportsmen who used anabolic steroids to enhance their performance and resilience. Some of the best legal steroids are mesobolin, tridenosen, 4-Andro, 1AD and 1-Test.

Which are the Best Legal Steroids?

Some of the popularly available legal steroids are as follows:

* Androstenedione: This is one of the first legal steroids that entered the market successfully. It is also known as a prohormone. Developed in Germany, it is considered one of Germanys best kept secrets as it helped the country win the Olympic medals.

* Mesobolin: This is basically a combination of two anabolic, one of them being Turkesterone. Mesobolin accelerates protein synthesis as fast dianabol. It also helps to shed extra body fat. It features no known side effects but is quite expensive.

*Tridenosen increases the production of natural hormones like testosterone and growth hormones besides increasing blood supply to skeletal muscles. Tridenosen offers an amazing capacity for protein synthesis. This is a result of high level of adenosine triphosphate (ATP), which in turn is responsible for the release of energy within the cells.

*Legal steroids like Andro, 1-Test, 4-Androstenediol and 1-AD are used extensively by body builders. The advantage is that these are officially available and do not show any side effects.

Pros and Cons of Best Legal Steroids

Though legal steroids are slow to give results, they are known to enhance muscle growth. Consequently, they also improve athletic performances. While taking these supplements, a diet plan needs to be set and monitored well. There should be adequate protein intake, failing which the effect wouldnt be significant. Legal steroids are easy to buy and quite inexpensive.

How Do Best Legal Steroids Work?

Best legal steroids work in different ways. When more than one of these legal steroids is used together, the method is called stacking. The duration for which a sportsman does this stacking is known as a steroid cycle. Stacking of steroids with other drugs can cause dramatic effects. In case the steroid cycle has begun and gets closed by different steroids, the results are great.

Countries like Canada and the US dont consider all the steroids as legal whereas in countries like Thailand, steroids can be bought easily. To get the best legal steroids, visit www.steroidsources.com and make the best decision.

The Arrest, Booking And Bail Explained By An Indianapolis Dui Lawyer

The Arrest, Booking And Bail Explained By An Indianapolis Dui Lawyer

In such a case when a police officer has established probable cause to prosecute a DUI arrest, this article’s three step description of the initial DUI case will be very useful. We will examine what happens during your arrest, booking, and bail.

ARREST

If you observe the letter of the law and interpret the legal terminology, an arrest occurs when you are in police custody and believe you no longer have the freedom to leave the area. To be very clear, when a police officer has you under his authority, he has in effect arrested you. Thus, you have been arrested if a handcuff is put on you or you get thrown into the back of the policeman’s auto.

Reasons for the arrest include being seen while committing a crime by a police officer, or the deduction of some probable cause for a committed crime. If there is a warrant out for your arrest prior to this incident, the officer may arrest you in service to that warrant. Frequently, an officer will pull someone over for other traffic violations like speeding, having expired registration tags or a broken tail light or headlight. As soon as the officer has conducted the traffic stop, there could be signs to alert him to give him probable cause for an arrest for DUI. Other situations that might cause someone to be arrested for DUI are if there has been an accident or if the police have set up a sobriety checkpoint.

Once you have been pulled over for DUI and the officer has checked your registration and your driver’s license, they will usually have you do a field sobriety test or portable breathalyzer test to help give them an early indication of your blood alcohol amount. Here you have the right to ask for getting in touch with an experienced Indianapolis DUI lawyer. Additionally, they will give some field sobriety tests that will let them judge your coordination and how the alcohol might have influenced your driving capability.

If the results of your field sobriety test, in particular the portable breathalyzer test, show a reading of 0.08% or more, most states believe this is sufficient probable cause to arrest you. But, if the results of the portable breathalyzer test come back lower than 0.08%, the officer can still arrest you if they think that you are under the influence to the extent that your driving ability is affected adversely. If you believe your arrest or the process of giving the field sobriety test was performed unlawfully or incorrectly, you should give all of these details to your Indianapolis DUI lawyer right away.

BOOKING

Upon your arrest for DUI, the police will drive you to police headquarters or a different central location to get you booked. The procedure of getting booked is administrative, where the police officer needs specific information about you and the arrest and does other administrative duties. They will want information as specific as the sequence of events around your DUI arrest, and as general as your biographical details. A background check will be performed to search for records of any past criminal activities. Fingerprinting and photographing will also take place. You will be searched and the police officer will take your personal effects and make an inventory of everything so when those things are given back to you, there is a record of what personal affects you had. If no one posts bail for you, the last step is placement in a holding cell at the local jail or a police station.

BAIL

Bail is normally an option for individuals who wish to get out of custody by paying money. As a stipulation of this release, you swear to show up at all of your scheduled court proceedings, including arraignment, preliminary hearings, pre-trial motions, the trial and the sentencing.

Bail normally is available right after you get booked, but if there is a delay, the judge will decide whether or not to let you be released on bail. The amount of bail will be a set amount or the judge might base it on your prior criminal history, including past DUIs, how serious they are, and if anyone was hurt or any accidents occurred. And finally, on the plus side, the judge will examine your links to the community, to your family, any community organizations with which you are involved or your job. It could be a factor in lowering the bail amount.

For individuals who cannot afford the bail money, you can hire a bail bond company, which will put up a bond on your behalf with a promise that the whole amount will be paid if you fail to go to your court appearance as you have pledged to do. Usually a 10% fee (of the total bail) is charged by bail bond outfits for the service.

Sometimes judges will skip the bail and let you go on your own recognizance. As part of the tradeoff, however, you will most likely be required to not leave a certain area as your case is being prosecuted. Some factors are examined such as links to the community, your family and your job when the judge makes decisions about if he is going to release you on your own recognizance. The judge can order an immediate arrest for you if you failed to appear at your required court appearances. It is absolutely essential that you and your Indianapolis DUI lawyer go to every one of your court dates.

What are the Qualities of a Really Good Colorado DUI Lawyer

What are the Qualities of a Really Good Colorado DUI Lawyer

When you have problems with the law, it does not matter that you need a Boulder criminal defense attorney or a Colorado DUI lawyer as long as you know who to choose. Regardless of the field that they practice in, lawyers need to have a few important qualities in order to be really good at what they do. If you have found yourself in a situation where you could need the help of a professional that has not only the necessary experience and knowledge but also that can offer you a fresh perspective on the legal matter, then see to this need by hiring a great lawyer. You might find the task of getting the best lawyer in town a bit overwhelming, but if you know what to look for, you will get the right help in no time.

The first thing that you need to take into consideration is the type of law that he practices. If you are in desperate need of a lawyer that knows all there is to know about DUI charges, then you should look for a Colorado DUI lawyer. Also, if you are facing criminal charges, then the best man for the job of defending you would be a Boulder criminal defense attorney. Why should you hire a lawyer that practices a certain kind of law? Well, if you want to make sure that you have the best shot of winning the case, then you need the help of an expert that only handles this sort of cases for a living. You can hire a family law lawyer to deal with criminal charges, but the results might not be exactly what you expected.

The next thing that you need to look for is a Boulder criminal defense attorney or a Colorado DUI lawyer that is honest. You will be able to see if he is the first time that you meet him and have a talk about your case. This means that if you feel like he is making unrealistic promises, then most probably he is not being honest and just wants another client. However, you can find a really good lawyer that is able to tell you what to expect from the legal procedures that are about to follow your meeting with him and how should you prepare for them.

Moreover, he can tell you exactly what he can do for you without promising that he will win the case. The next thing that you should take notice is the way he pays attention to you while you are talking about your charges. If he is talking on the phone or is not looking at you while you speak, then he can not be trusted. However, if he does pay attention, then this means that he is interested in every detail of your case and wants to make sure that he is able to find the best course of action. Do you need the help of an experienced Boulder criminal defense attorney or Colorado DUI lawyer? Then, you should look for one that has the qualities mentioned above. The great news is that you do not have to look too far. Make a click and contact the best lawyer in town!

Outsourcing Legal Research

Outsourcing Legal Research

Large law firms and in house legal departments of large enterprises have enjoyed the benefits of outsourcing (quicker turnaround and lower costs) with success for quite some time in the United States.

On the other hand, small and midsize enterprises and law firms have just begun to outsource legal work to enjoy these benefits. This has become possible with a wider availability of technology at a lower cost, in addition to the arrival of a new breed of vendors who are addressing the unique requirements of small and midsized enterprises and law firms.

These vendors are providing services with better quality, by leveraging on technology and through deployment of experts in the work which is outsourced. Lawyers from India are increasingly familiar with US law and have several years of experience in doing legal work for US law firms and in house legal departments of large corporations. It has become possible to deploy experts these days due to aggregation of work from various clients, and the cascading higher volume of work.

The law firms and in house legal departments have enjoyed the benefits of a quicker turnaround time. The work left with the Indian entity at the end of their day is completed and available when they arrive at work the next day. These have become as important as the other core reason for outsourcing, namely saving of costs of law firms and enterprises have been able to save between 50 -60% of their cost by outsourcing legal services.

What work can be outsourced?

Any work that can be done without requiring fact to face interaction with clients or physical presence in a court of law can be outsourced. Some of the typical examples of work outsourced are in:

a)Contracts: Drafting, Review and management
b)Litigation Support : Discovery management, review, analysis and coding and Presentation
c)IP Rights: Search, Application for patents and defence
d)Legal and Business research

a)Contracts of Drafting, Review and Management

We prepare first-cut drafts of contracts that are fit for purpose and conform to your house style. You need to provide:
.Standard templates that conform to your house style and
.Unique variables relating to each contract

Your lawyers would still be in control over the quality of the draft and enforceability in courts of law without having to log expensive time in preparing the first cut draft.

We can handle a wide variety of contracts including contracts for:
.Sale of securities and derivatives
.Sale of goods or services
.Sale or mortgage of property
.Lease of property
.Lease of equipments
.Employment etc

We manage your contracts by maintaining a comprehensive database of all your contracts that provide:
.Contract information (Purpose, Period, Entities, Addresses, Counsel, Validity, Termination rights, Applicable law, Jurisdiction etc
.Summary of terms
.History of notices

We maintain a summary of all obligations and covenants (to facilitate compliance) and all rights (to enforce compliance)

b)Litigation Support

Our litigation support services include:
.Discovery management,
.Review
.Analysis and coding and
.Presentation

To help your lawyers focus on successfully winning or defending cases.

We help your lawyers to stay focused on winning the case by providing discovery management support.
Our services include:
.Understanding case issues and priorities
.Determination of collecting strategy
.Determination of work processes to speed up and yet not miss out on collecting documents
.Quick focus on most useful documents by continuous elimination of irrelevant items
.Quick analysis of documents for materiality, relevance, confidentiality and privilege; rapid automated
codification and validation
.Quick production of documents to facilitate rapid internalization and access

We can work with your proprietary document discovery management system or any standard off-the-shelf solution including ConcordanceFYI and CaseLogistix.

In spite of increasing popularity of e-discovery, physical paperwork has continued to stay. We help your lawyers by reviewing physical paper documents and codifying them for rapid prioritization and access.

We measure our success by reducing your attorneys document review time and cost. Not just by being more competitive than other providers in discovery process.

c)IP Rights

Our lawyers (supported by domain professionals) can support you in
.Prior Art Search,
.Assessment of patentability,
.Patent proofing,
.Invention disclosure evaluation and
.Drafting the application for patents.

We offer support in IP Asset management with review of potential or existing infringements and in litigations to protect against such infringements.

d)Legal and Business Research

We conduct research on industry standard private databases as well as public domain databases to provide research support to your team of lawyers to win/defend litigation or to provide counsel to clients on complex issues.
Our research support includes:
.Reviewing legislation
.Reviewing case law precedence
.Reviewing journals
.Reviewing contracts and
.Preparing summaries and abstracts.

Where to outsource?
Law firms and in house legal departments typically outsource legal work to someone who is willing to understand their requirements, and give quality service that they require.

TaurusQuest is one such company, which has acquired expertise in serving small and midsize enterprises better, and has been recognized for its operational excellence and delighting service. We were awarded 4th worldwide by the US based Black Book of Outsourcing for one of our services in 2007. We have a number of legal professionals who have experience in providing the services mentioned above to US and International law firms and to business enterprises. The senior executives of the company have lived and worked in the US.TaurusQuest has two delivery centers in Chennai, India with 300 seats.

Outsourcing Legal Data Typing Services

Outsourcing Legal Data Typing Services

Legal data typing services are the basic need in todays legal firms. It enhances the work quality and the profit rates of the firm. The legal data typing services ranges from correspondence, notes, reports, minutes, hearings, depositions and other related legal documents.

The scope of our legal documents services helps the entire legal related firm in many steps like legal correspondence, court reporting, consultations notes, interview and other legal secretarial work.

We at Word Processing India strive to provide these services to our clients and they trust on us to deliver exactly what they need as we provide absolutely secure and efficient legal documents typing services.

With flexible services management, transparent project management and speedier services delivery, our firm has gained a marvelous position in the competitive market of service providers.

Our service consists of superior quality legal data transcription into the format of clients preference and we cater according to the needs of law agencies, legal attorneys, and legal court reporters.

Thus with years of experience in this field we have successfully handled typing work for larger files like affidavits, court hearings, interviews etc. Other works also includes Litigation, licensing, settlements, real estate and many others.

By outsourcing these legal data typing services to Word Processing India one can enjoy the responsiveness, flexibility and reliability of our Legal Typing Service that has made us one of the most sought after companies in this field.

Benefits of outsourcing these Legal data typing services are:

Optimum Security, Privacy and Confidentiality
Comprehensive Solutions
Extensive Domain Experience managing legal work in your country
can provide turnaround times
Our friendly staff is always available for immediate phone and email support during business hours.
Flexibility to manage your legal requirements more effectively.
Assist their in-house typists by outsourcing transcription of meetings, correspondence and court documents
The completed file is then proofread to determine the accuracy.
We assure you of accuracy, quality and attention to detail. All work is treated as confidential.

Thus Word Processing India has recruited the best, and trained them to understand and produce perfect documents as we have researched in depth the legal systems without sacrificing quality and thus furnish work of utmost accuracy.

Clientele Life Legal- Do Not Get Caught Like I Was!

Clientele Life Legal- Do Not Get Caught Like I Was!

About a year ago I was involved in a civil suit, it was the very first time I had ever needed to call on the assistance of a lawyer and boy was I shocked at the fees! It cost me R 920 per hour and I was assured this was a good price! This little incident opened my eyes and led me to search for a more economical way to have the legal assistance, and that is when I came across Clientele Life- Legal. After doing some research and speaking to some people who use Clientele legal I came away with a better understanding of what they offer.

Clientele life has been a trusted name in the insurance business for more than 15 years. The insurance products that Clientele life offer are; Life Plan, Hospital cover and dreaded disease cover. And then they also offer legal cover called the Protection plan.

What do they offer?

The Protection Plan is offered by Clientele legal, and allows you legal assistance plus other added benefits. From the moment you take out the Protection plan, and within the first 3 month period you are allowed 24 hour legal assistance over the phone. After this 3 month period you will be appointed a lawyer to help you when you are in need of legal assistance. You are issued a card with a telephone number you call in the case of needing access to a lawyer.

Civil cases: These are not criminal in nature, its generally on property, business, personal domestic problems, divorces and so forth where ones constitutional and personal rights are breached.

Criminal cases: If you were unfairly accused of a criminal act, you will be issued a lawyer under the cover of the plan.

Labour cases: If your rights have been violated within your place of work, your lawyer from Clientele will help you taking legal action against unfair dismissals, unfair salary deductions and so forth.

What is the cost and what are the extra benefits?

I was quite shocked to find out that I only needed to pay from as little as R 120 per month, which would entitle me to R 120 000 worth of legal advice for the year or R 1.2 million for life. Clientele also offers a cash back reward for every 36 months that you have paid you receive 3 months of premiums back regardless of whether you have claimed. Another added from Clientele is that if you are retrenched they give you a 3 month grace period, which will not affect your premiums thereafter. You are also given a free will document, and Clientele legal will also keep your will in safe custody.

Do not be like me and wait for something like a civil suit to happen before I got cover. Do some research and get yourself covered, at R 120 a month you really cannot afford to be without it.